Cash Advance: Cash Advance

YOU WILL BE PRE-APPROVED IF YOU MEET OUR REQUIREMENTS

You must have a job, retirement pension or social security with a net income of at least $2000 per month.
You must have an active Checking or Savings Account with Direct Deposit of your paycheck
(Non-direct applicants will not be considered).
You must be able to be contacted at work.
You must have access to a fax machine.
You must be 18 years of age or older.
Your application will not be considered if:
- You presently have 2 or more cash advances with other companies that have not been paid.
- You are presently in a bankruptcy.
- You have more than 5 "Non-Sufficient Fund" notices on your bank statement.
- You are not eligible if you are self-employed.
- We do not provide loans to government or active duty military workers
- We do not provide loans to married (or separated) members of an active military worker.
- We do not provide loans to anyone who can be claimed as a dependent of an active duty military worker.

Loans are not provided for California, Colorado, Delaware, Florida, Georgia, Idaho, Indiana, Kansas, Maryland, Massachusetts, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Texas, Washington and West Virginia residents

WHAT YOU NEED TO FAX

Your last pay stub showing your Bank Account Number
Copy of your most recent bank statement
Completed Application Forms

YOU MAY QUALIFY FOR UP TO $700 BASED ON YOUR INCOME

Our "Live" Customer Representatives can be contacted to assist you at
1-877-995-1400 between the hours of 9:30 and 5:30P.M. EST

Application Disclosures:

Your CashAdvance Loan is designed as a short-term cash flow solution and not designed as solution for longer-term financial problems.
Additional fees may accrue if the loan is rolled over.
Credit counseling services are available to consumers experiencing financial problems.
Direct Deposit of your paycheck is Required to apply.
We DO NOT make loans to residents of California, Colorado, Delaware, Florida, Georgia, Idaho, Indiana, Kansas, Maryland, Massachusetts, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Texas, Washington or West Virginia.
We do not provide loans to government or military workers., their spouses or dependents of military workers.

Personal Information

Name:_________________________ Home Phone:_______________________

Address:_______________________ Fax:______________________________

City:__________________________ Work Phone:________________________

State:_______________ Zip:__________ Pager/Cell Phone:________________

Social Security Number: _____ - ____ - ______ Birth Date:__________________

Work Information

Employer:___________________ Position & Department:_________________

Supervisor's Name:_________________ Supervisor's Phone:_______________

Shift Hours:_______________________ Net Pay:________________________

Next Pay Date:___________________ Second Pay Date:__________________

Are You Paid: Weekly:__ Bi-Weekly:__ Monthly:___

Email Address:______________________________

Bank Information
(Direct Deposit is Required)

Bank Name:_____________________ Phone Number:________________

Checking Account Number:____________________________________

Savings Account Number:_____________________________________

Checking Routing Number:____________________________________

Savings Routing Number:_____________________________________

How Did You Hear About Us:___________________________________

Please provide us with two relatives NOT living with you:

Name:______________________________ Relationship:____________

Phone:____________________

Name:______________________________ Relationship:____________

Phone:____________________

Date:___________________ Applicant's Signature:_______________________

PLEASE FAX YOUR INFORMATION TO:
1-866-935-5500
In order to expedite your loan application, please fax all required forms and documents at one time.

Licensed Lender:
G R Enterprises ("GRE")
FAX: 1-866-935-5500

PHONE: 1-877-995-1400

MASTER SHORT-TERM CONSUMER
LOAN CREDIT AGREEMENT

BORROWER:_____________________________________ SSN:______________________

Definitions: Lender - "we", "us", "our", "G R ENTERPRISES" "GRE" Borrower - "you", "your"
This Master Short-Term Consumer Loan Agreement ("Agreement") and the Short-Term Consumer Loan Note and Disclosure Statement ("Note") and each subsequent Note you sign with us contains the terms which govern the use of your Short-Term Consumer Account ("Account") and outline your responsibilities and ours with respect to your Account. Since you and we anticipate that you will make future borrowings in this account by requesting and signing new Notes, the Agreement will remain in force and your Account will remain open after you pay-off all amounts due us on each Note until your Account is closed or cancelled by either you or us. You agree that when the Agreement and any Note are signed by you, they constitute supplementary agreements and the terms of each are thereby incorporated into the other, respectively. Please read this Agreement and the Note (when you receive it) in their entirety and, if you received them on-line, to get a paper copy, simply print them off by clicking on the printer friendly (PDF) version of this Agreement and the Note (when you receive it) for you to keep as a permanent record of each document.
Choice of Law: This Agreement and the Note as well as your related Loan Application shall be governed as to all matters, including but not limited to validity, enforcement and effect, by applicable federal law and the laws of the Reserve Lands of federally recognized Native American/First Nations Tribes located within Washington and British Columbia including their conflicts of laws rules.
Notice: (1) This short-term Loan provides the cash needed to meet an immediate short-term cash flow problem. (2) It is not a solution for longer-term financial problems for which longer term financing may be more appropriate. (3) You may want to discuss your financial situation with a nonprofit financial counseling service in your community. (4) You will be charged additional fees if you renew or refinance your Loan with us.
Agreement to Arbitrate all Disputes: By signing below and to induce us to process your application for a Loan, you and we agree as follows; (1) Any and all claims, disputes or controversies between you and us (or our employees, officers, directors, agents, servicers or assigns) arising from or relating to your application for this Loan, or this Agreement or the Note, or those of any other Loan you previously had or may later obtain from us, whether under common law or pursuant to federal, state or local statute, regulation or ordinance, including disputes regarding the matters subject to arbitration, or otherwise, shall be resolved by binding individual (and not joint) arbitration by and under the Code of Procedure of the National Arbitration Forum ("NAF") in effect at the time the claim is filed. (2) All disputes regarding collection of the Loan or allegations of fraud or misrepresentation relating to the entering into of this Agreement shall be arbitrated hereunder. (3) This agreement to arbitrate all disputes shall apply no matter by whom or against whom the claim is filed. Rules and forms of the NAF may be obtained and all claims shall be filed at any NAF office, on the World Wide Web at www.arb-forum.com, by telephone at 800-474-2371, or at "National Arbitration Forum, P.O. Box 50191, Minneapolis, Minnesota 55405." (4) Your arbitration fees will be waived by the NAF in the event you cannot afford to pay them. (5) Eighty (80) percent of the cost of the arbitrator at a participatory hearing, if one is held at your or our request, will be paid for by GRE and twenty (20) percent paid by you, and the hearing will take place at a location near your residence. (6) This arbitration agreement is made pursuant to a transaction involving interstate commerce, and it shall be governed by the Federal Arbitration Act, 9 S.C. Sections 1-16. (7) Judgment upon the award may be entered by any party in any court having jurisdiction. (8) This Agreement To Arbitrate All Disputes is an independent agreement and shall survive the closing, funding, repayment and/or default of the Loan for which you are applying.
Agreement Not To Bring, Join Or Participate In Class Actions: By signing below and to induce us to process your application for a Loan, to the extent permitted by law you agree that you will not bring, join or participate in any class action as to any claim, dispute or controversy you may have against us (or our agents, servicers, directors, officers and employees) arising in any way from this or any other Loan transaction you have had or may have with us. You agree to the entry of injunctive relief to stop such a lawsuit or remove you as a participant in the suit. You agree to pay the costs we incur, including our court costs and attorneys' fees, in seeking such relief. This agreement is not a waiver of any of your rights and remedies to pursue an arbitration claim individually (and not as a class action) in binding arbitration as provided above. This Agreement Not To Bring, Join Or Participate In Class-Actions is an independent agreement and shall survive the closing, funding, repayment and/or default of the Loan for which you are applying. NOTICE: YOU AND WE WOULD HAVE HAD A RIGHT OR OPPORTUNITY TO LITIGATE DISPUTES THROUGH A COURT AND HAVE A JUDGE OR JURY DECIDE THE DISPUTES BUT HAVE AGREED INSTEAD TO RESOLVE DISPUTES THROUGH BINDING ARBITRATION.
Refinancing Payment Change: Any request by you to change the due date or the amount of any payment on your outstanding Loan shall be considered a request for a new loan to pay off your current Loan with us and must be made by 12:00 noon on the fifth business day before the payment due date. The new loan proceeds shall be applied to pay-off your current Note on the payment due date and shall be subject to such payment terms as you and we agree to on the new Note that you will receive and sign to evidence the new Loan. AS AN ALTERNATIVE TO YOUR SIGNING AND SENDING TO US THE NOTE, YOU MAY VERBALLY AUTHORIZE AN EMPLOYEE OF GRE TO EXECUTE ANY NOTE. SUCH VERBAL AUTHORIZATION WILL BE VOICE RECORDED AND WILL CONFIRM YOUR RECEIPT AND AGREEMENT TO THE TERMS OF THE NOTE WHICH WE WILL KEEP IN YOUR FILE.
Receipt of Loan Proceeds Election: You may elect to have the loan proceeds mailed to you in the form of a check. If you wish to receive the loan proceeds via a mailed check, please check this box ?, otherwise, the loan proceeds will be sent to your designated bank account via ACH wire transfer.
Funds Transfer Authorization: You authorize us to pay each Loan payment when due hereunder by debiting your Bank Account specified on your Note by means of an electronic funds transfer or draft issued in an amount equal to the payment due, which transfer or draft shall have the same force and effect as if they had been initiated by you. This authorization shall remain in effect until you give us and your Bank at least 10 days advance notice of termination by certified mail, return receipt requested. If the funds transfer request is declined or refused for any reason, you will be liable for interest on the unpaid balance at the rate specified in the Annual Percentage Rate box on your Note from the date the payment was due until the balance has been paid in full, plus such additional fees and expenses as are set forth in the Note, as well as reasonable legal fees and collection costs incurred by us. You authorize us to make repeated requests for funds transfer from your Bank Account until the amount you are liable for on the Note has been paid in full.
Right of Rescission: You have the right to rescind your loan with us without incurring any fees or other charges by returning to us in full the amount you have borrowed from us on or before the close of business of the day following the day on which your loan was disbursed.

MASTER SHORT-TERM CONSUMER LOAN CREDIT AGREEMENT CONTINUED
Cancellation: We can cancel your Account, refuse to allow further Loan transactions, or revoke this Agreement at any time by a notice to you via e-mail or fax to the last e-mail address or fax number you provide to us. You can cancel your Account by faxing a notice of cancellation to us, which will automatically close your Account. All amounts due and owing us from any of your outstanding Loans will be payable in accordance with this Agreement and your Note. Of course, cancellation of your Account won't affect your liability to us for any outstanding Loans we have made to you.
Telephone Calls-Monitoring: You agree that if you are past due or in default, you will accept calls from us regarding the collection of your Account. You understand these calls could be automatically dialed and a recorded message may be played. You agree such calls will not be deemed unsolicited calls for purposes of state and federal law. You also agree that, from time to time, we may monitor telephone conversations between you and us to assure the quality of our customer service.
Entire Agreement: This Agreement and any Note which you sign to receive the Loan proceeds or refinance a Loan shall constitute the entire agreement of the parties with respect to the Loan, which may not be amended orally, except by means of oral amendments mutually agreed to by you and us, and recorded by us.
Change of Loan Servicer/Sale of Note: The Note or a partial interest in the Note can be sold or transferred for value by us at any time without prior notice to you. A sale or transfer might result in a change in the entity (known as the "Account Servicer") that collects periodic payments due from you under the Note and performs other loan servicing obligations under the Agreement and Note. There also might be one or more changes of the Account Servicer unrelated to a sale of the Note. If there is a change of the Account Servicer, you will be given written notice of the change which will state the name and address of the new Account Servicer, the address to which payments should be made by you, as required, and any other information required in connection with a notice of transfer of servicing. If the Note is sold and, thereafter, the Account is serviced by an Account Servicer other than the purchaser of the Note, the loan servicing obligations to you will remain with the Account Servicer or be transferred to a successor Account Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser.
By your electronic signature below (as authenticated by your application I.D. number), you hereby acknowledge receipt of our Application together with the disclosures required and you hereby certify to the accuracy of the information you provided to us on such Application, and you also agree to the terms of this Agreement including specifically the arbitration agreements set forth above.

Agreed To: By: ___________________________________________________ Date: ______________________________
Borrower's Electronic/Hand Signature or authorized signature

Licensed Lender: G R Enterprises ("GRE") FAX: 1-866-935-5500	PHONE: 1-877-995-1400
GRE'S CASH-ADVANCE FAX-LOAN APPLICATION