Rates & Fees
Our cash advance loans come with some serious benefits:
● Pay nothing up front
● No application fee
● Competitive interest rates
Free Access
From application to approval, using our cash advance site won’t cost you a dime. There’s no payment to use the network, no membership requiring extensive fees, and there’s not even a service charge. You can change your mind at any time, and there’s never any commitment until you sign your repayment promise. Our referral service provides you with cash advance offers at absolutely no cost to you. Since CashAdvance.net is not an actual lender, we do not dictate the rates and fees associated with your loan.
Free Application
Some other lenders may require an application fee, whether you’re approved or not. Others may have all kinds of hidden costs or fees added on here and there that they keep carefully buried in the small print. Unlike those other lenders, we believe in full disclosure, so you’ll never experience any of that with our cash advance loans. Filling out the application is totally free, regardless of whether you’re approved.
Keeping Competitive
The lenders we provide access to are well aware that they’ve got to win your business. This makes the interest rates they offer much lower than visiting an independent lender who doesn’t have that incentive. Interest rates and fees on your loan are decided by the individual lender you borrow from, not CashAdvance.net. Our lenders want your business, and they’re willing to slash their own interest rates get it.
Playing Fair
Through traditional banks, applicants with high credit scores and plenty of income command the best interest rates and lowest fees. Those who make less money and are already struggling get hit with the added burden of higher interest rates. This seems backwards to us, which is one of the reasons we don’t run a credit check for your cash advance approval. That way, everyone can be approved regardless of their credit history. We work hard to keep double standards out of our cash advance loans.
Total Transparency
The federal Truth in Lending Act requires all lenders provide you with your loan agreement in a form that’s easy for you to understand and holds no surprises. That goes for big banks, little banks, credit unions, and independent lenders. It also includes the lenders we list on our referral page as part of your application process.
When you complete the simple online application for a cash advance from the homepage, you will be connected to the lender in our network we think best suits your unique loan needs. This lender will always provide you with the details of your loan before you are under any obligation to continue the process. You can quit at any time prior to appending your e-signature to a loan contract without penalty.
What this means for you is that you can go forward with the cash advance process without worrying about any kind of bait-and-switch down the road. The repayment terms you agree to initially will be the same ones in effect when it’s time to repay your cash advance.